Predatory lending usually stems from the simple fact that the home owner has no knowledge of the home financing process.

It’s true…for example; if you get a phone call today and a mortgage broker tells you he can get you out of your short term adjustable rate mortgage with an upfront fee of $750 - believe it or not there are people that STILL believe that.

Hell, they’re desperate. They want a stable loan in today’s market.

Here Are The 3 Steps To Avoiding Predatory Lending;

(1) Have a Plan Of Action - read about one at; Refinance: Tips To Success

(2) Get your Credit in order - read my defacto credit repair fix at; Lexington Law Credit Repair

(3) Once your Action Plan and Credit are in order, hit the ground running by using a service like; Lending Tree to do your bidding.

Follow it - 1,2,3 and you’ll be able to eradicate the Stupid Home Owner syndrome which seems to be coming to a head these days.