There are many excellent reasons to use gift credit cards.There are many ways to use gift credit cards.  Besides being a very practical gift they can be used to donate money, motivate employees, or send money to your children away at college.  They are much more secure than cash so they can be sent along with cards for special occasions such as birthdays, weddings, and anniversaries.   They are more practical than store gift cards because they can be used anywhere.  Nowadays you will find a wide selection of gift credit cards available and it can be hard to pick which one will work best.  Usually gift credit cards will be distributed in the name of a major credit card such as Visa, MasterCard, or American Express and so can be used at most major retailers.  They can also be used to improve the safety and security of your online shopping transactions.  This gives the gift recipient the ability to purchase something that they will truly use and love.  You can find gift credit cards which come preloaded with almost any amount of money up to around 0.  Some of these cards are no longer usable once the money runs outwhile others can be reloaded so that more funds can be sent to the gift card recipient.   Gift giving credit cards can be found at your local mall. The second type is usually preferred by parents who have kids away at college.  Most of the time there will be small fee charged each time the card is reloaded.  Often the banks will allow you to monitor the account usage online and replenish the funds as they are needed.  Gift credit cards are now used quite often by businesses to motivate their employees.  They have found that a card which is preloaded with money is a powerful incentive.  Employees really like being able to use the card for anything they need. Gift credit cards for sale are offered widely during the holidays